Gold Loan
- How long will it take to avail my Gold Loan ?
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Once you submit your application form and the supporting documents, we shall provide you the loan amount in 10-20 mins subject to loan amount & purity/ornament type.
- How do I repay my Gold Loan ?
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You may either pay interest + principal or only the interest as per the selected scheme via any mode of payment like Cash, NEFT, RTGS, CHEQUE, DD (Payment subject to realisation for DD and Cheque).
- What rate of interest is charged on Gold Loans ? How is interest calculated ?
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Our loans start from an interest rate of 18% up to 24% based on the selected scheme.
- What is the tenure of a Gold Loan ?
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It varies from 6 months to 12 months.
- Is my Gold safe ?
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Yes. Every branch is equipped with fully secured lockers along with 1-2 security guards. Moreover, we have CCTV cameras for 24/7 surveillance.
- Documents required for applying.
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KYC : Identity & Local address proof, Pan Card.